About Kathren

Kathren Rosales, Branch Manager

NMLS#66260

Kathy has lived and worked in Hawaii since 1987. She has been helping clients achieve their financial goals by purchasing or refinancing the greatest investment in their life. She believes in open communication and establishes the right expectations with her clients, realtors, lenders and closing agents during every step of the process. This open book method has allowed Kathy to receive referrals and great recommendations from her past clients. Read what they said about her to the right!

Kathy is currently a Branch Manager, in Kihei Maui with American Financial Network Inc, a direct lender and representing loan products specifically for Hawaii’s unique real estate market. These products include: conventional (Fannie Mae and Freddie Mac), government (VA, FHA, USDA), specialty loan products (Condo-tel, No Tax Returns, Asset Qualification, Investment Qualification, Long Term Land Loans, Commercial and Residential Construction Loans) and the list continues to expand. 

Call her at 808-250-7077 or email at KRosales@afncorp.com.


Testimonials

Kathren was very helpful, and always there for any questions I had. Thanks a lot a Kathy.
Michael C

Nov-21-2017

Kathren was in communication with us at every step (and in between). I am actually a Mortgage Loan Underwriter in WA State, and I deal with Loan Officers on a daily basis. I would have to say that Kathren truly is one of the Best Loan Officers that I have dealt with. Being from WA State some of our rules are slightly different than Hawaii, and she was excellent at explaining these differences. Kathren was ALWAYS Nice and never seemed to be impatient or short. I can't say enough Good about her - She ROCKS!!!
zuser20161029081903466

Nov-21-2017

Kathy and her assistant made me feel like family, and took care of me as though I was.The seller couple were having family difficulties that complicated the process but Kathy worked through it, kept me informed, and kept my enthusiasm for going forward from faltering.
gary795

Nov-21-2017

My husband and I had the pleasure of working with Kathy while our new condo was under construction on Island of Maui. Kathy went above and beyond as a Real Estate Professional/Broker. She exceeded our expectations with loan options, assisted with repairing our credit, and had the loan approved within 30-days of locking our rate. Kathy is dedicated to her clients needs, communicates well, and we highly recommend Kathy Rosales.
griffiths831

Nov-21-2017

Kathy is very organized with her loan preparation and will always be thereTo answer any questions about the documents required for the loan.Kathy is very on top of her game, she always sent updates to let you know in plain English what she needed and what she expected to happen next. Kathy is well versed in the qualification process in Hawaii, i was thankful that she was so educated in the special circumstances on buying a Hawaiian vacation home and rental.The expertise and experience is finely polished, she will never rush you and makes you feel comfortable with her gentle style throughout the entire loan process.I would recommend her expert service to anyone,Dean S.
Melissa Siracusa

Nov-21-2017

We were recently looking to refinance our construction loan to take advantage of the lower interest rates. I left messages for several local mortgage brokers and Kathy returned my call in timely manner. In the meantime, I had been asking around for references for a good mortgage broker and about the time I got in contact with Kathy Rosales, a neighbor up the street recommended the Mason McDuffie Office where Kathy is a Senior Loan officer. So I thought, “perfect!” we’ve found our Loan Officer! From the very start, Kathy was very personable and accommodating. She returned our calls or emails promptly, and patiently answered our endless questions and concerns. Kathy’s knowledge, persistence and great personality makes for the skills needed to be a successful loan officer. She worked diligently with us to get all our documents together upfront and when our loan application was sent to the underwriters, we got loan approval in record time. She helped us watch the market daily to be able to time our rate lock to get the best rate possible! We had a few hiccups along the way, but she efficiently and effectively worked to resolve them. We were very impressed with how quickly it actually took to complete our loan from start to finish. I’m thrilled we decided to work with Kathy! I would not hesitate at all to contact her if we need another refi or a new loan in the future and would most definitely recommend her in a heartbeat! We found a superb Loan Officer, got an fantastic rate and made a friend in the process!
user7523010

Nov-21-2017

Kathy was instrumental in helping to finalize our loan process and bring it to closing. This in spite having taken over our application that had encountered delays due to personal and family emergencies. She was efficient and professional in our dealings but also personable and open to helping us through the process. Mahalo Kathy for your help.
owen ueno

Nov-21-2017

Kathy was very helpful. She walked us through the process and answered all our questions. Kathy is such a pleasure to do business with!
Sandra H

Nov-19-2017